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314 Main St.  •  PO Box 10, Quinter, KS 67752 •  Tel 785-754-2500  •   Fax 785-754-2505

702 Main St.  •  PO Box 374, Americus, KS  66835 •  Tel 620-443-5163  •   Fax 620-443-5176

Bank App Privacy Policy in Americus, KS

KansasLand Bank provides everything you need to know about your card and bank app privacy policy in Americus, KS. This Privacy Policy, in combination with other relevant notices that we provide to you (e.g., according to financial privacy laws), inform you of the policies and practices regarding the collection, use, and disclosure of any personal information that our service providers and we collect from or about users in connection with the app's website and mobile application (the "Services").

What Does Your App Do?

Our app gives you control over your debit and credit cards through your phone or mobile device so you can conveniently manage your finances on the go and in real-time. The following advantages of using our app include:
  • Real-time balances for your accounts.
  • Manage your money.
  • View your transactions and statements.
  • Make transfers.
  • Pay your bills and manage billers.
  • Deposit a check.
  • Receive alerts.
  • Manage cards.

What Information Do You Collect?

Through your use of our services, we may collect the personal information you provide us, including:

  • When you create an account, your first and last name, address, email, telephone number, and social security number.
  • Financial and transaction information necessary for providing you with the Services, including account numbers, payment card expiration date, payment card identification, verification numbers, and transaction and payment history.
  • If you provide feedback or contact us via email, we will collect your name and email address and any other content included in the email to send you a reply.
  • Information provided voluntarily, such as any information requested by us if you contact us via email regarding support for the Services.

What Information Do You Collect.

We may collect certain information from identity verification services and consumer reporting agencies, including credit bureaus, to provide some of our Services.Our service providers and we may automatically log information about you, your computer or mobile device, and your interaction over time with our Services, our communications, and other online services, such as:

  • Device Data: Your computer’s or mobile device’s operating system type and version, manufacturer and model, browser type, screen resolution, RAM and disk size, CPU usage, device type (e.g., phone, tablet), IP address, unique identifiers, language settings, mobile device carrier, radio/network information (e.g., Wi-Fi, LTE, 3G), and general location information such as city, state or geographic area.
  • Online Activity Data: Pages or screens you viewed, how long you spent on a page or screen, the website you visited before browsing the Service, navigation paths between pages or screens, information about your activity on a page or screen, access times, and duration of access.
  • Cookies: Text files that websites store on a visitor's device to uniquely identify the visitor's browser or store information or settings in the browser to help you navigate between pages efficiently, remember your preferences, enable functionality, and help us understand user activity and patterns.
  • Local storage technologies: Programs like HTML5 and Flash providing cookie-equivalent functionality but can store more significant amounts of data, including on your device outside of your browser, in connection with specific applications.
  • Web beacons: Also known as pixel tags or clear GIFs, which are used to demonstrate that a webpage or email was accessed or opened or that certain content was viewed or clicked.
  • Location Information: If you have enabled location services on your phone and agree to collect your location when prompted by the Services, we will collect your location information when you use the Services (for example: to provide our fraud detection services). If you do not want us to collect this information, you may decline the collection of your location when prompted or adjust the location services settings on your device.

How Do You Use My Information?

In general, we use your personal information collected through your use of the Services to respond to your requests as submitted through the Services, provide you the Services you request, and help serve you better. We use your personal information, in connection with the app, in the following ways:

  • Facilitate the creation of, and secure and maintain your account.
  • Identify you as a legitimate user in our system.
  • Provide improved administration of the Services.
  • Provide the Services you request.
  • Improve the quality of experience when you interact with the Services.
  • Send you administrative email notifications, such as security or support and maintenance advisories.
  • Send surveys, offers, and other promotional materials related to the Services.

We may use your personal information for compliance and protection purposes, including:

  • Comply with applicable laws, lawful requests, and legal processes, such as responding to subpoenas or government authorities' requests.
  • Protect the privacy, safety, or property of ourselves, you, and others (including by making and defending legal claims).
  • Audit our internal processes for compliance with legal and contractual requirements and internal policies.
  • Enforce the terms and conditions that govern the Service.
  • Prevent, identify, investigate, and deter fraudulent, harmful, unauthorized, unethical, or illegal activity, including cyberattacks and identity theft.

The app may create de-identified information records from personal information by excluding certain information (such as your name) that makes the information personally identifiable to you. We may use this information in a form that does not personally identify you to analyze request patterns and usage patterns to enhance our products and services. We reserve the right to use and disclose non-identifiable information to third parties at our discretion.

How Do You Disclose My Personal Information?

We disclose your personal information collected through your use of the Services as described below:

  • Under Our Other Privacy Notices: Other than as described in this Privacy Policy in connection with the app, this Privacy Policy does not apply to processing your information by third parties with whom we share information or us.
  • Third-Party Service Providers: We may share your personal information with third-party or affiliated service providers that perform services for or on behalf of us in providing the app, for the purposes described in this Privacy Policy, including to provide you with the Services; to conduct quality assurance testing; to facilitate the creation of accounts; to optimize the performance of the Services; to provide technical support, or to provide other services to the app.
  • Authorities and Others: Regardless of any choices you make regarding your personal information, The App may disclose your personal information to law enforcement, government authorities, and private parties for the compliance and protection services described above.

Links to Other Sites

The app may contain links to third-party websites. When you click on a link to any other website or location, you will leave the app and go to another site. Another entity may collect personal and anonymous information from you. The app's provision of a link to any other website or location is for your convenience. It does not signify our endorsement of another website, location, or content. We have no control over, do not review, and cannot be responsible for, these outside websites or their content. Please be aware that the terms of this Privacy Policy do not apply to these external websites. We encourage you to read the privacy policy of every website you visit.

Your Choices Regarding Your Information

You have several choices regarding the use of information on the Services:

  • How We Respond to "Do Not Track" Signals: Some web browsers transmit "do not track" signals to the websites and other online services with which your web browser communicates. There is currently no standard that governs what, if anything, websites should do when they receive these signals. We do not act in response to these signals. We may revise our response policy to these signals if a standard is established.
  • Access, Update, or Correct Your Information: You can access, update, or correct your information by changing preferences in your account. For additional requests, please get in touch with us.
  • Opting Out of Email or SMS Communications: If you have signed up to receive our email marketing communications, you can unsubscribe any time by clicking the "unsubscribe" link included at the bottom of the email or other electronic communication. Alternatively, you can opt-out of receiving marketing communications by contacting us at the contact information under "Contact Us" below. If you provide your phone number through the Services, we may send you notifications by SMS, such as giving a fraud alert. You may opt-out of SMS communications by unlinking your mobile phone number through the Services.
  • Opting Out of Location Tracking: If you initially consented to the collection of geolocation information through the Services, you could subsequently stop the collection of this information at any time by changing the preferences on your mobile device. Please note, however, that if you withdraw consent to our collection of location information, you may no longer be able to use some features of the app.

Do You Protect My Information?

We implement reasonable administrative, technical, and physical measures to safeguard the information in our custody and control against theft, loss, unauthorized access, use, modification, and disclosure. Nevertheless, transmission via the internet is not entirely secure, and we cannot guarantee the security of your information.

A Note About Children

The Services are not directed towards individuals under the age of 18, and we do not, through the app, intentionally gather personal information about visitors who are under the age of 18. If a child under 18 submits personal information to us through the app and we learn that the personal information is the information of a child under 18, we will attempt to delete the information as soon as possible.

Privacy Policy Updates

This Privacy Policy is subject to occasional revision. We will notify you of any material changes in its collection, use, or disclosure of your personal information by posting a notice on the Services. Any material changes to this Privacy Policy will be effective thirty (30) calendar days following notice of the changes on the Services. These changes will be effective immediately for new users of the Services. If you object to any such changes, you must notify us before the effective date of such changes that you wish to deactivate your account. Continued use of the Services following notice of any such changes shall indicate your acknowledgment of such changes.

Contact Us

If you have any questions or complaints about this Privacy Policy or The App’s data collection or processing practices, or if you want to report any security violations to The app, please contact us today.

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